Mr. Credit Card explains how to stay out of the clutches of the nefarious ne'er-do-wells who may, at worst, take your money and run, and at best may give you bad advice. The key point?
They should be non-profit and they should belong to either the National Foundation for Credit Counseling (NFCC) or the Association of Independent Consumer Credit Counseling Agencies (AICCCA).Check it out.
Photo by Gareth Simpson
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